In their latest thought leadership piece, Goose Valley explores the growing pressure on card issuers and BaaS providers to regain control over profitability. With global card payments generating over $500B annually, a surprising portion of that revenue is lost to opaque scheme fees — often making up as much as 80% of transaction costs, and still managed manually by many teams.
The article features insights from the co-founders of Torus on how the hidden structure of scheme fees drains margin — and why better tools are needed to stay competitive.
You’ll find the full article under “Read more” below.
