Five years ago, Torus started with a simple idea: payment businesses should know which card transactions make money and which don’t.

Today, Torus is a payment profitability intelligence platform helping banks and fintechs understand the true economics of card payments. Billions of transactions later, that original idea has grown into solutions covering transaction profitability, scheme fees, reconciliation and pricing. 

Along the way came measurable customer results, industry recognition, new partnerships and a growing community of payments professionals. Most importantly, this journey has been shaped by the people who built Torus, the customers who trusted us and the partners who joined us along the way.

Here are five years of Torus, told in pictures.

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